stainless steel designer jewelry wholesale What is digital currency? How do you understand?

wholesale jewelry roll The central bank's digital currency is close to the eyes. Public officials in the pilot areas have received wages and subsidies in the form of digital currency. Some retail industries such as Starbucks and Saibaiwei. So what exactly is digital currency? What is the difference between WeChat and Alipay? Let's talk about it below.
What is digital currency?
If the central bank's digital currency, called DCEP, issued by the People's Bank of China, has a national credit endorsement, legal currency with legal compensation, and the values ​​of the RMB, the effectiveness and security are the highest. The central bank does not directly issue digital currencies to users, but exchanges digital currencies to commercial banks, and commercial banks are exchanged to users.
The user uses digital currencies, and only needs to install electronic wallets for mobile phones. DCEP can be used in electronic wallets. It can be used without a bank account.
The mobile phones with electronic wallets can be transferred to DCEP. Just like using cash, I give you a hundred yuan, you get a hundred yuan, and you do not need to be connected by the Internet. Digital currency (DCEP) can also achieve bilateral offline. It also means that digital currency is bound to the device. If the mobile phone is lost, the digital currency is lost, just like the wallet, the cash inside is gone.
can digital currency replace Alipay and WeChat?
The essential differences
At present, the boss of mobile payment is WeChat and Alipay. When using WeChat and Alipay, you first need to open a bank account, and online banking The change of the account balance will only change the relationship between physical ownership when withdrawing from the system, so there is a certain risk of redemption.
does not require the participation of third -party payment institutions. From one person to another transfer, the relationship between the physics of currency has a transfer, and there are no credit risks such as redemption.
Can you replace WeChat and Alipay?
At present, my country's mobile network is already very developed, so there is no advantage in watching bilateral offline payment. If it was me, I would rather use WeChat and Alipay's electronic payment. At least, the mobile phone was lost, the money in Alipay and WeChat was still there, and the money in the binding bank card was still there. If you use digital currencies, then the mobile phone is lost, and the digital currency may be gone.
So in the current environment, I prefer to use WeChat and Alipay instead of digital currency.

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wholesale gold jewelry in dubai Block Sky Eye: Digital currency is an alternative currency in the form of electronic currency (which can be used for real goods and service transactions). Simply put, it is the electronicization of RMB and the price of banknotes, but it is more flexible than banknotes. Being able to track your capital flow, you can pay without the need for the network.
D digital currency has the main features of network data packets. This type of data packet is composed of data code and identification code. The data code is the content we need to transmit, and the identifier code indicates where the data packet comes from and where to go.
The characteristics of digital currency based on digital currency, the direct benefits of digital currency to the central bank are not only saving banknotes, circulation, and settlement costs, but also enhanced the central bank's ability to control funds.