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planet silver wholesale jewelry bangkok 10400 thailand Only the income of XXXX yuan a month. How to choose a financial management method? Since doing financial consultation, this is a kind of question for the most people. If you feel that your own self -control in financial management is not good, the knowledge reserves are not enough, or if you want to improve in financial management, you will first give you an reliable "Financial Training Camp" course: sign up " "Financial Training Camp" and like -minded people to learn financial management together!
Today, let's talk about the real and efficient financial management methods.
. Make the deposit more
, then the first step of the financial management is the deposit, save your first money first, and then invest in this money. It is the correct way to finance.
It here I recommend you a method that can save you the minimum of 13,780 yuan in the year, that is, 52 weeks of deposit money.
52 weeks of deposit money method. In a straightforward, people who save money must deposit 10 yuan per week within 52 weeks a year, and then pay 10 yuan per week. In the 52nd week, it is Save 520 yuan.
How how much will it cost after this year?
10 20 30 40 50 ………… ... 520 = 13780
Although the starting amount is only 10 yuan, it can save 13780 yuan in a year. powerful.
Indeed, most of the 10 yuan in the first week that most people think that there is no difficulty at all. The amount you start can be 100 yuan, or you start directly from 1,000 yuan.
The money can be kept by everyone.
During the saving money, the amount of the amount should be appropriate. Do not break the files halfway, and do not take this money to use it halfway.
or if you think it is too difficult to save money like this, you can get a suitable amount from this part of the deposit every month, which can meet your more luxurious dreams and can make easy and happy financial management.
If you worry about your own money plan, you can't persist, have the idea of retreating, or you feel confused about what kind of financial products should be invested after the deposit, then I recommend you to join the wealth management training camp: only 50 50 Settings! Click to participate in the ability of "Financial Training Camp" to improve your amateur to make money
. The method of less money can also be wealth management
We all know that fund fixed investment or investment bank deposits, generally speaking, it is best to use leisure money When you avoid money from urgent money, this money cannot be made, it is embarrassing.
, if you don't have much money, what should I do if there is not enough investment funds?
Below, Sister Sister secretly told everyone a investment method-twelve investment method.
The money to invest in a fixed -term investment product every month is called the "Twelve Investment Law" to make the most profitable and insist on investing monthly.
In continued in this way, you can deposit a sum of money every month, and you can use it under normal financial management. One year later, in addition to receiving interest every month, every month There will also be a pen.
In at this time, if you want to use a lot of money, you can solve your problem by getting the principal that you have arrived or will get.
If you do n’t need to use money, the investment funds prepared this month, the principal and interest and principal of the account will continue to invest.
This told you told you that this method is very easy to use in fund fixed investment or use in bank wealth management products.
3. How should we make finances?
The types of wealth management products are too many, but it doesn't matter. The fundamental principles and skills are similar. For small partners with weak economic strength, you can try the following methods.
It the first step. Of course, we must focus on normal life expenses, which means that before wealth management, we must ensure that the mobile funds in their lives are sufficient. Sister Sister suggested that it is better to leave 3 months of living funds.
Is we can also put this money in the currency fund, for example: Alipay's Yu'ebao or the change in WeChat.
It, more money can be used for investment when it can maintain the basic economy.
Although the money of people of different classes is different in financial management, there is no difference in the choice of working class. In terms of financial management, people have many different options, and they are generally concentrated in banking, funds, stocks and gold.
The specific allocation of each person's financial management method depends on the risk of the financial management method. The risk sorting is as follows:
stocks> stock funds> Gold> Bank wealth management > Monetary fund, the higher the risk, the higher the income.
Among them, stock funds are floating income wealth management products. The risk and income of solid -income wealth management products have no way to compare with stocks in the same dimension, but the method of fixed investment can reduce risk.
The relatively stable wealth management products such as gold can be used to avoid risks. If you want to collect income, high -risk wealth management products such as stocks and equity investment are a good choice.
The theoretical knowledge is finished, and the focus of financial management depends on practical operation, otherwise it is useless to collect more information, and benefits are coming! "Financial Training Camp" takes you to easily and stable nuggets. Clicking on
The above is my answer to "May I ask the monthly income of family, how should we invest in financial management", and hope to adopt ~
This links in the text to understand the financial training camp, so that you can do more with half the way to financial management!
buying wholesale fashion jewelry for resale Hello! You can consider making gold investment, and now the gold investment also has an advantage:
(1) The relative advantage of taxation
Gold can be regarded as the lightest investment project in the world. The tax items contained in the process are basically only the customs declaration costs when gold imported. For example, when investing in stock, if you need to turn on the stock transaction, you must pay a certain percentage of stamp duty to the state. If it is a large sale or a long -term trading, this part of the cost is expensive.
(2) Convenience of property rights transfer
In openings in the gold market, anyone can buy gold from public occasions, and can be transferred freely without any obstacles to the registration system. Moreover, the gold market is very huge, and there are any forms of gold trading at any time.
(3) The best mortgage varieties in the world
Since gold is an internationally recognized item, the general pawn bank will give a short -term loan of 90%of gold, not the stock, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, jewelry, and jewelry, jewelry, jewelry, and jewelry, Gold watches and other items, the highest loan amount will not exceed 70%
(4) Gold can maintain a long -term value
Due to its own characteristics, gold will lose its own luster, but its texture It will not change at all.
(5) Gold is the most ideal weapon against inflation
Gold will rise accordingly with inflation. Gold investment is a way to avoid food in inflation.
(6) It is difficult to appear in the gold market
because of the large amount of transaction volume in the gold market, it is not easy to appear like individual stocks, and it can provide investors with greater guarantees.
(7) There is no time limit, which can be traded at any time
The transaction time in Hong Kong, China is from 9:30 am to 2:30 am the next day (3:30 in winter), Hong Kong, Hong Kong, China Golden Market closed the market, London opened, and then the United States can conduct gold transactions in 24 hours.
In gold investment varieties, spot gold is a relatively good choice. It has more advantages than other gold investment:
1. The investment target is the national economy, not the performance of listed companies.
--- so it is not easy to do the village control disk.
2, spot gold, foreign exchange is bilateral sale, you can buy up and down.
-strong flexibility and high probability of profit. Stocks can only be bought up, and gold and foreign exchange buying can still be profitable.
3, margin trading system, light investment cost. (The cost of 1 ~ 5%, 190%of the profit)
--- The standard contract of the foreign exchange market is 100,000 yuan per hand. Using the margin system, we can be small.
4, the transaction volume is great, there is no difference between the dealer and retail. (The daily trading volume is 1988 million US dollars)
-foreign exchange market is the world's largest financial market.
5, T 0 transactions (can be bought immediately)
--- is extremely flexible, and the potential can be thrown.
6. It can control the amplitude of losses (set stop loss), and will not cause greater losses because no buyer or seller undertakes it.
-can set stop loss and stop by the system, that is, automatic transaction is automatically sold at a price.
7, 24 hours of transactions, buying and selling can be carried out at any time. (Major festivals and weeks will not stop)
-stocks can only be bought up, and only four hours of transaction time, while gold and foreign exchange are flexibly traded for 24 hours.
8. High interest returns (stocks are paid four times a year, and foreign exchange can enjoy interest every day).
--- So some foreign exchange someone specifically do "facilities" profit.
wheeler jewelry wholesale You can pay attention to entrepreneurial investment products. In our country in 2005, the fourth largest financial institution is close to the bank in Europe and the United States. Making money ... As long as the interest rate is higher than the ups and downs, we will make money ... The country's general rising is 8%, as long as the interest rate is higher than this!
wholesale custom initial jewelry First remove the monthly fixed expenditure such as transportation and communication fees. Half of the balance of the balance is regular, and the remaining half do short -term financial management to prepare from time to time
chanel jewelry replica wholesale First of all, we must know that the family's monthly fixed expenditure. After reserving 3 to 6 months of activity funds, you can invest a stock type or index fund, between 500 ~ 1000, and try to persist for a long time.