Jewelry belongs to insurance liability exemption, but you can upload a replacement in the insurance policy in home insurance. This

The scope of insurance
1. The property belongs to the insured or shared with others and is responsible for the insured.
2, the property managed by the insured or storage for others.
3. Other assets that have economic interests that have a legal affirmation with the insured.
Cornemous property insurance is the main insurance type of China's property insurance. It takes the insurance business of the fixed assets of the enterprise and the current assets of the company, and the insurance business that is stored in a fixed place. Fixed and in a relatively static state. Enterprise Property Insurance
The enterprise property insurance
has the nature of general property insurance, and many principles suitable for other property insurance are also applicable to corporate property insurance.
The enterprises that are insured should pay the corresponding insurance premiums to the insurer according to the insurance contract. The insurer's losses caused by the possible accidents agreed in the insurance contract to the insurer's losses shall be liable for compensation.
The insurance liability for comprehensive insurance for corporate property is divided into basic responsibilities, exemption and special responsibilities. Basic liability refers to the liability for compensation that the insured requires the insurer. Including natural disasters or accidents: such as fire, explosion, lightning, storm, tornado, floods, land, cliffs, sudden landslides, snow disasters, hail disasters, ice, mudslides, and air -run objects fall; , Water supply and gas supply equipment suffered losses or accidents caused by the natural disaster or accidents listed in the terms of corporate property insurance
, and the power outage, water discontinuation, and gas stop due to the damage of these equipment, which caused it, which caused the water discontinuation and gas to stop, which caused the gas to stop, which caused the gas to stop the gas, which caused the gas to stop, and the gas stopping, which caused the gas to stop the gas. Directly caused the loss of insurance property, including machinery and equipment, damage or scrap of products and storage items; when the above disasters and accidents occur, in order to rescue the property or prevent the spread of disasters, the insurance property caused by reasonable and necessary measures is taken. Losses, and reasonable expenses to be expected to take rescue and protection measures in order to reduce the loss of insurance property.
AR offering in corporate property insurance includes: war, military operations; nuclear radiation or pollution; intentional behavior of the insured. The suspension of work, loss of business caused by the natural disaster or accidents listed by the insurance clauses, and various indirect losses; the loss caused by the defects of the insurance property itself, the degeneration of the insurance property, the mildew, the moisture, the moisture, the moisture, the moisture, the moisture, and the moisture, and Worm bites, natural wear, and loss; insurance property and sheds under the open -air or shacks, losses caused by storms and rainstorms and other losses and costs that are not within the scope of insurance liability.
The special liability, also known as additional responsibility, refers to the responsibility that is exempted from the responsibility or the consent of the two parties. Special liability generally uses special clauses to be underwritten. Some special responsibilities also underwritten in additional insurance. There are mainly mining property insurance, dew pile property insurance, special theft insurance, dike weir, sluice, and culvert special insurance.
The non -insurance range
In the editor
The following property is specifically agreed with the insured and the company, and it is stated on the insurance policy that it is not within the scope of the insurance property:
1, gold and silver , Jewelry, Jade, Jewelry, Jewelry, Playing, Ancient Books, Ancient Painting, Stamps, Arts, Rare Metals and Other Palm Property;
2, livestock, poultry and other breeding animals; Roads, culverts, bridges, docks;
4, equipment and supplies in mines, pits.
The following assets are not within the scope of insurance property:
1, land, mine, mine, mine, pits, forests, aquatic resources, and crops that have not yet been entered after harvesting or harvest;
2, currency, ticket certificates , Valuable securities, documents, account books, charts, technical materials, and property that cannot be identified;
3, illegal buildings, dangerous buildings, illegal occupation of property;
4, supplies during transportation.
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